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You’re on a rung of two separate ladders. Your own trading never moves your referral tier, and your network never moves your cashback tier.

Cashback ladder

Set by your own 30-day trading volume. The effective fee is what the 1% trading fee costs you after cashback.

Referral ladder

Set by the 30-day volume of the people you invited directly. Only Level 1 climbs. Each share is of the fee left after the trader’s own cashback — see what the share is taken from.
The same name means different things on each ladder: Ruby starts at $85k of your own volume, but at $450k of referred volume.

How the window works

Both ladders count only the last 30 days, so your rung follows what you’ve done recently, not a lifetime total. Dropping a rung changes what you earn from then on; nothing already credited is taken back. Your rung and your progress to the next are on the Rewards screen. Earnings from both are claimed together — see claiming.